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SPBA is the national association of Third Party Administration (TPA) firms who provide comprehensive ongoing administrative services to client employee benefit plans. SPBA also has a Stop-Loss Service Partner category for carriers, MGUs, and re-insurers of self-funded health plans.     (read more)

About SPBA & Industry Trends

Welcome to the SPBA Website
SPBA is the national association of Third Party Administration (TPA) firms who provide comprehensive ongoing administrative services to client employee benefit plans. SPBA also has a Stop-Loss Service Partner category for carriers, MGUs, and re-insurers of self-funded health plans. SPBA is a unique community offering an ongoing exchange of...
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About TPAs

What Happens When an Employer Makes the Switch to Self-Funding
The list below was requested by a magazine to help employers to prepare them for what to expect when starting the process of shifting to a self-funded health plan with a TPA. Every situation is personalized, but these are main points to expect.
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Industry Forecasts & Trends

State of the TPA Industry + Forecast for 2013
    State of the Industry Report & Forecast for 2013 Personal candid comments from SPBA Active Past President Fred Hunt January 2013 For over 30 years, I have had the privilege of sharing candid personal insights about the status of the TPA industry, employee benefits marketplace, and always-swirling government environment.  My...
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Health Reform Trends & Impacts

ACA: Accidental Birth Explains the Law's Illogic Today
Both supporters & opponents (and regulators who must implement the law) are driving themselves crazy trying to find logic and make sense of the Patient Protection & Affordable Care Act (a.k.a. PPACA, ACA, & Obamacare).  Relax…it was an accident.  The current text was never intended to be passed into law.  It was a...
Historical perspective from SPBA Active Past President, Fred Hunt
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ERISA & Fiduciary

Self-Funding: Self-Funding Will Flourish in ACA
  February 2013  
A candid analysis by Fred Hunt, Active Past President, SPBA
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MEWAs

A Wishful Thinking MEWA Mindset
Some observations from SPBA President Fred Hunt Important preface & background: Let me say that I and many people recognize that careful well-run self-funded Multiple Employer Welfare Benefit Plans (MEWAs) would help the country greatly in providing cost-effective health coverage for businesses and minimizing the number of uninsured...
No issue is so fraught with wishful-thinking errors.
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Advice on Issues

Self-Funding: Why Use Self-Funding?
Why use self-funding? Clarification:  Self-funding is best known as a funding vehicle for employee benefit plans, especially health coverage.  That is the topic of this paper.  However, self-funding is also broadly used for such things as Workers Compensation and Property & Casualty coverage.  The governing laws &...
A personal candid explanation from SPBA Active Past President Fred Hunt
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Stop-Loss

Old Deficit Law Triggers Modern Stop-Loss Misunderstanding
This is a sample of "big picture" perspective pieces constantly prepared for SPBA members.  There are alo detailed technical analysis of issues with insider insights for compliance. (Those who do not know history are doomed to repeat it.  Or, in this case, to create more problems.) Laws have a tendency to trigger unintended...
Historical perspective from SPBA Active Past President Fred Hunt
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State Licensing

State Requirements for Third Party Administrators
Please fill out this questionnaire and click Submit to send it. Questions? Call Elizabeth at (301) 718-7722  
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